Find Out How To Stop Spending Money On Clothes Now

1. Buy generic basics

If you’re buying layering pieces that you mostly wear under other things — like tank tops or plain tees — don’t bother shelling out for a brand name. No one’s going to see it, and it’s probably not going to last long — part of an undershirt’s job is keeping sweat off your nice button-down, right? Stick to stuff like Hanes and Fruit of the Loom, and save the labels for stuff you actually show off.

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5. Wash your clothes properly

I know many of us dislike doing laundry. I used to fall into this group too.

But once I learned how to properly wash my clothes, it’s helped me save money, time, and makes my clothes last longer. Doing laundry doesn’t feel like a chore anymore. Now I see it as a way to give my clothes extra love and appreciation.

Here are some tips for washing your clothes:

  • Read the labelI know it sounds obvious, but many of us forget to read the label on how to care for our garments. Or worse, we remove the tag before reading it! Knowing if something is dry-clean only or needs to be washed on the delicate cycle is important for making your clothes last longer.
  • Use a delicates bagWhen I first started doing laundry, I learned the hard way that some items need to be washed in a delicates bag. These mesh bags help protect delicate fabrics in the wash, such as intimates.
  • Wash your clothes less oftenI know this sounds gross and I’m not suggesting you wear dirty clothes. The idea here is to only wash something that is visibly dirty or smells. For example, wearing a sweater layered over a shirt or tank top can probably be worn a few times (as long as it doesn’t smell). This will help your clothes last longer.
  • Use the right amount of detergentUsing too much detergent can make your clothes more dull and stiff. It can also discolor your clothes or leave a residue on them, which isn’t good.
  • I like using this natural laundry detergent.
  • Use the right water temperatureAlways use the coolest water temperature possible when washing dark clothing. This is because hot water can fade dark colors faster and cause more dye bleeding than cold water.

Read Next: 20 ways to make your clothes last longer

34. Make Your Own Clothing

If you’re a little crafty, you can have fun creating a personal wardrobe just by browsing Pinterest. For instance, learn how to take a basic T-shirt and turn it into a tank top. There are also sewing patterns available to make simple dresses, tunics and more.

5. Go easy on trends

Fashion trends all have their moments, whether it’s ikat-print everything or oxford-style lace-ups. Once that moment’s over though, it’s either sitting in your closet, headed for charity, or saying loudly to all around you, “Hey, I bought this in 2012!” Even though stores like H&M and Forever 21 try to get you to buy ultra-trendy items because they’re so cheap, think about it — if you’re constantly buying the latest trends and then not wearing them for long, are they really that cheap? Instead of falling for fast fashion, only buy trendy items that you genuinely like and that fit with your style. Who knows, other people’s fashion moment might become one of your wardrobe staples.

Save Money On Clothes

It is possible to save money, you must be careful where you spend your money!

Don’t think about your budget after you have spent the money!

The problem, I think, is the amount of credit available. It makes spending money seem possible, what people don’t see is the amount of money they have to pay back.

Credit has become too easy, you can get discounts on purchases and other perks for taking out shop credit cards, but what you also get is an easy way to end up owing a credit company a lot of money without really realizing the situation until it is often too late.

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There is a great book, I love the author, he makes so much sense when it comes to budgeting I am sure you will love it too!

Therefore, if you are buying too many clothes, clothes that you don’t need, you need to take action now.

Focusing on the money that you have and your financial goals for the future can help you reduce the number of items of clothes that you buy, which you don’t really need, putting your financial goals first, which is a priority in living within your means.

Sharon

I’m a qualified organizer and I’ve kept a clean home for over 25 years. I worked in a bank for a few years and saw first-hand the importance of budgeting. Join me as I write about organizing and cleaning your home and life.

7. Borrow clothes from family and friends

For shopaholics, it feels natural to buy new clothes for every event or occasion.

For example, I used to buy several new outfits whenever I was going on vacation. I convinced myself that it was necessary and I was being rational.

But the thing is, these thoughts weren’t rational AT ALL.

Now before vacations or special events, I shop my closet or borrow clothing from family and friends. If I’m not able to find what I need there, then I’ll consider purchasing a new outfit, provided that I can see myself wearing it for years to come.

If you feel the urge to spend money on clothing, consider hosting a swap with friends. Clothing swaps can be a lot of fun and it’s a great way to recycle and give items new life. This can be a great way to stop spending money on clothes.

Youll Be More Inclined to Mix and Match

If you spend more money on only a few quality pieces, you’ll inevitably have to start mixing and matching to create new looks for your wardrobe.

Instead of justifying the need to go out and buy an array of cheap tops and bottoms, you’ll be more inclined to work with what you have.

Not only will you become better at putting things together, but if you invest in classic pieces, you’ll have an easier time as well. Plus, you won’t have to worry about your classic clothes going out of style.

How To Stop Wasting Money on Food

Avoid Fast Food

Fast decisions are rarely good for your finances, so fast food, is a bad idea if you want to cut out financial waste. I mean, it has ‘fast’ in its name, come on! If you are prone to turning into a fast food joint on your way home from work, it might be time to find a better route.

Talk about trimming your waist! Bad pun? Sorry.

Plan Your Meals

If you want to win the war of wasteful spending, you are going to need to start planning your meals. This strategy alone saves us an extra $500 per month.

Though, it isn’t enough to just plan your meals, you have to stick to your meal plan. So, to combat the occasional overspend on groceries, check the price of every item on your grocery list online. Then, only bring enough cash to cover that amount.

Planning your meals will eliminate so much waste in your finances. Just be sure not to waste your leftovers!

Allow Time For Cooking

One of the biggest mistakes you can make when planning your meals and eating out less, is not allowing yourself enough time to cook your meals. Cooking your meals often takes more time than you think, so plan accordingly.

You don’t want to spend the time planning your meals, only to underestimate your cooking time, and give up in place of ordering a pizza.

As a guideline, however long a recipe claims it will take you to prep and cook, double it. They never account for finding all the ingredients, distraction, second guessing yourself during the cooking process, or clean-up.

Change Your Grocery Shopping Routine

If you are the kind of person to go shopping just because you don’t have anything in the fridge tonight, you are setting yourself up for wasteful spending. There is nothing worse for your day-to-day finances than the combination of a grocery store and a growling stomach.

Instead, plan one or two grocery trips a week, and make sure to go after eating a big meal. Your mind will be clear, you won’t be desperate for food, and your fridge will never be completely empty.

Pay Cash For All Food

As I mentioned before, if you struggle with overspending on groceries, or ordering too much at restaurants, it’s time to pay cash. There is just something about paying cash that makes it hurt a little more to spend money, and that will help you cut down on wasteful spending.

Incorporate Consequences

Consequences don’t just work on screaming little kids that are throwing a temper tantrum, they work on adults too. The only problem is, you need to have the discipline to enforce them on yourself.

If you find yourself wasting money on food, a good consequence is to pull the overspent money from your fun money. Everybody likes fun, and if overspending on food means less fun, I’m willing to bet you will stay right on budget.

If you want to learn more about fun money, and all it’s awesomeness, check out our post, Budgeting Tips – Fun Money.

Separate Your Food Budget Into 2 Categories

When you have one big fund for food, we have found that it is actually harder to stay on budget. So, we recommend you separate your monthly budget for food into two categories: Groceries and Restaurants. This way, you know exactly how much money you have to work with every time you go to the store, or sit down for nice dinner out. It’s also much harder to waste money when you divide it into smaller categories.

Related Posts On BeTheBudget:

Clothes Shopping Tips And Tricks

Look at the clothes that you have, make sure to wear what you have!

Are the clothes for other family members in good serviceable condition?

If they are, then stop and look at the items that need replacing.

When something’s worn or the item is too small and needs replacing, check to see if there are enough clothes that one or two items removed aren’t going to make much of a difference.

If there is sufficient clothing, don’t be tempted to buy more.

Not only are you saving money, you are saving on the clutter in your home.

The more clothes you have the more storage you need and this too can cause a problem, the only solution is spending money on different storage options and this isn’t good for your budget either.

There are things that you can do to help you avoid spending money on clothes.

  • Avoid sales, only go to these if you have a plan and are able to stand firm for what you need and can afford. After all, a sale is a retailer’s way of getting rid of items that might be out of fashion or end of the line. A rash decision whilst trying to find what you are looking for in the heat of the moment can lead to impulse buys which are never any good.
  • Create a plan of the clothes that each family member has, it then makes it easy to see what’s needed and what needs replacing. You will know what you have and you won’t be tempted to buy just in case.
  • Stay away from shops; if you don’t need anything, going window shopping might make you tempted to buy something you don’t need.
  • Create a budget, this is a great way to know what money you have and by creating categories it is easy to see how much money you have available; making decisions is a lot easier when it comes to knowing if you can afford an item or not.

If you need help creating a budget, this article, It’s Easy To Make A Budget has all the information you need!

Youll Be Less Likely to Spend More Later

If your clothing lasts longer, begs to be worn for an array of occasions, and is all-around more comfortable, you won’t feel the need to constantly refresh your wardrobe and will, therefore, spend less later.

When your clothing lasts longer you don’t feel the need to replace it as often, again going with the price per wear model. And if an item is comfy and you love to wear it, there will be no need or desire to constantly go out looking for the next best thing.

There may be times when it’s hard to justify spending so much on a piece of clothing. While you shouldn’t splurge at every chance you get, or buy things ridiculously above your budget, I think you’ll find that by investing in a piece of clothing you truly love, your wallet and your closet will thank you in the long run.

How To Stop Wasting Money On Home Expenses

Cut Back On Utilities

This isn’t anything you haven’t heard before, but utilities can be a major waste of money. So, turn off your lights, turn down the heat, shorten the length of your showers, turn down the air conditioning, yada yada yada. Sorry, I had to include that one.

Keep a Clutter List

Next time you declutter your home, keep a list of all the things you are getting rid of. That way, you know exactly what to stop wasting your money on in the future. I call it a clutter list, but you could also call it a ‘Do Not Buy’ list.

Save For Renovations

When it comes to remodels, additions, updates, landscaping, or any other home renovation project, be patient, and save enough money to pay cash for it. Emergencies like burst pipes, busted water-heaters, and broken furnaces should be taken care of with an emergency fund and insurance, not debt. You should save for everything else well in advance.

Get Rid Of PMI

If you are paying Private Mortgage Insurance, you need to get rid of it as fast as possible. Throwing a few hundred dollars away each month because you have less than 20% equity in your home is a big waste of money, and it will be a giant relief when you get to stop paying for it.

Pay Off Your Mortgage Faster

Can you imagine a life without a single debt payment? If you really want to experience financial bliss, pay off your mortgage as fast as possible. Throwing a few hundred dollars toward your principal each month, can keep you from wasting tens-of-thousands of dollars in the long run.

Sell Your Home

Sometimes, owning a home is more financial trouble than it’s worth. So, if you feel like you are drowning in debt, be willing to sell your home. Renting, or buying a smaller, less expensive home can drastically improve your quality of life. What’s the point of owning a home, if it is ruining your financial life? Your homes should be a blessing, not a curse.

Create a Seasonal Expenses Budget

With each new season, comes new expenses, and if you want to avoid wasting money, you need to prepare for them. Each month, set a little money aside for the upcoming season. This fund will end up paying for things like gardening and landscaping expenses in Spring, or Christmas lights in Winter. No matter what though, you will have a set amount of money to spend on seasonal expenses, and as long as you stay within that amount, you can be sure you aren’t wasting any money.

Stop Paying For Pest Control (Gasp!)

If you have the stomach to handle spiders, mice, and insects, why would you waste money on a pest control service each month? Go buy yourself some indoor/outdoor bug defense spray from Home Depot and get to work. This could reduce your financial waste by a couple hundred dollars per year.

Know When to DIY Vs. Hire a Professional

Small projects make a lot of sense when it comes to DIY, but know your limits. Sometimes it’s more cost effective in the long run to just hire a professional.

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